Remote CFO Services

What we do:

• Financial strategy and planning
• Annual plan and rolling 12‑month forecast tied to actuals
• Scenario modeling (best/base/worst case), pricing, and margin strategy
• Cash flow management
• 13‑week cash flow, liquidity targets, burn/runway tracking
• Working‑capital tune‑ups (AR, AP, inventory)
• Budgeting and performance
• Department/class/location budgets and monthly budget‑vs‑actuals
• KPI dashboard and variance analysis with action items
• Profitability and growth
• Unit economics, job/project margins, customer/segment profitability
• Capacity planning, hiring plans, compensation modeling
• Capital and lender relations
  
• Debt options, covenant monitoring, lender packages and calls
• Investor/board reporting and meeting prep
• Accounting oversight and controls
  
• Close calendar, review of financials, policies (capitalization, accountable plan, spend approvals)
• Coordination with bookkeeping, tax, and audit

Deliverables you’ll receive:

• Monthly CFO packet: P&L, balance sheet, cash flow, BvA, KPIs, and notes
• 13‑week cash flow with weekly updates (as needed)
• Rolling forecast and scenario model (updated quarterly or on change)
• Board/owner one‑pager with risks, opportunities, and next steps
• Lender/investor package on request

Typical cadence:

• Week 1: Close oversight and reconciliations review
• Week 2: Reporting pack delivered
• Week 3: 45–60 min review meeting—decisions and assignments
• Quarter‑end: Reforecast, scenario updates, and strategic checkpoint

When this is a fit:

• You’ve outgrown “just bookkeeping” and need forward‑looking finance
• Cash is tight or variable; lenders are asking for forecasts
• You’re hiring, raising prices, adding locations, or launching products
• Multi‑state or multi‑entity complexity is increasing

Engagement models:

• Ongoing fractional CFO (monthly retainer): reporting, review, cash flow, and leadership cadence
• Project‑based: build or refresh budget/forecast, pricing model, 13‑week cash flow, or lender package
• Add‑ons: KPI dashboard automation, board deck build, financing support

Tools and security:

• QuickBooks Online + Excel/Sheets; optional BI dashboards (Power BI/Tableau)
• Secure client portal for document exchange and approvals

How onboarding works:

• Discovery and data access (prior financials, systems, goals)
• Diagnostic and quick wins (cash, KPIs, close process)
• Build plan: budget, rolling forecast, and 13‑week cash flow
• Monthly rhythm: reporting, review, and execution
• Quarterly tune‑ups and scenario refresh

FAQ (quick):

• Do you replace my bookkeeper or tax CPA?
  No—we lead finance and strategy, and collaborate with your bookkeeping and tax teams.
• What’s the difference between CAS and CFO?
  CAS = accounting operations and monthly reporting. CFO = strategic finance, planning, cash, KPIs, and decision support.

Who we serve:

• Owner‑led and growing small businesses nationwide—service, professional, trade, ecommerce, nonprofit, and local government entities.

Ready for strategic finance without the full‑time cost? Contact us or book a quick consult to discuss Remote CFO Services.